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Life Insurance


What We Offer
  • Low cost term life insurance
  • Whole life insurance
  • Universal life insurance
  • Combinations of life insurance types
  • Survivorship Universal Life
  • Single Premium Whole Life
Automatic Benefits
  • Mortgage Life and Disability Insurance
  • Complete needs analysis
  • Top rated insurer (A+) by AM Best
  • Guaranteed minimum rates and interest
  • Guaranteed minimum cash values
  • Guaranteed convertibility on term insurance
  • Terminal illness benefit

Options

  • Insured rider
  • Spouse rider
  • Other (non-related) insured rider
  • Waiver or premium
  • Guaranteed Issue Option rider
  • Children’s term rider

Discounts Available

  • Non smoker
  • Great Preferred and Preferred Plus discounts for good health and family history.

For more information on your Life Insurance or to request a quote please contact us at info@clementsagency.com or fill out our online request form.

 
 

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