Homeowners Insurance

What We Cover
  • Personal residence homes
  • Owner occupied rental properties of 2-4 units
  • Seasonal homes
  • Rented apartments
  • Condominium – owner occupied
Automatic Benefits
  • Local claim service
  • Common Cause Deductible (only one deductible per loss – not per policy)
  • Increase Personal Property coverages above industry standards

Optional Coverage

  • Building Replacement coverage
  • ‘Special’ coverage riders for jewelry, guns, cell phones, cameras, musical instruments, watercraft coverage, home office use, daycare, horse liability, hobby farming and hearing aids.
  • Other structures at a different location
  • Mortgage Life and Disability
  • Sewer and water backup
  • Identity theft coverage
  • In-home business coverage
  • Flood Insurance
  • Unrelated persons residing together
  • Contents Replacement coverage

Discounts Available

  • Auto/Home Package
  • Claim free
  • Good Credit History
  • New home or new wiring discount
  • Alarm system

For more information on your Homeowners Insurance or to request a quote please contact us at or fill out our online request form.


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